Homeowner's insurance is the best way to protect your home – inside and out – from fire, theft, weather damage, and more. Don't let your biggest investment pull you under.
Many mortgage lenders require their borrowers to insure their home for the appraised value or purchase price of the home. Instant Insurance offers you instant security with a range of homeowner's policies to choose from. Let us help you build a policy to suit your individual needs.
Standard homeowner's insurance covers the following:
- The physical structure of your home, including permanent structures on your property like storage sheds, detached garages and pools.
- Personal liability in the event of injuries or damage that occur on your property.
- Costs for living expenses in the event that your home becomes uninhabitable due to fire or water damage.
You can choose how much or how little coverage you want. Many homeowners insure their homes for the amount it would cost to completely rebuild their home in the event of a fire or other disaster.
Save money by considering a deductible of $250, $500 or $1000. This is the amount you'll need to pay out of pocket before your insurance kicks in. We can help you build the most cost-effective policy for you!
If you think you'll need additional coverage, you can choose to insure jewelry, firearms, protect against identity fraud, and more.
At Instant Insurance, we help you shop around for the best coverage option for you.
Stop by one of our locations and or call 1-888-LOOK4INSURANCE to get a custom quote from our of our professional insurance agents.
Note: the general information above does not refer to any specific policy, but is meant as a broad overview to help you understand available coverage. Speak to your insurance service representative and read your specific policy to gain a full understanding of your coverage.

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